Credit subject to status and affordability. Terms & Conditions apply – Read our Pay by Finance guide. Paisley Art Institute is not a lender. As a member of the Own Art Scheme (backed by Arts Council England), we offer a 0% finance option whereby eligible items over the price of £100 can be paid up over 10 months, interest free. Credit is provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348.